Boxing Day: The Day I Didn’t Shop.

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July. November. December. Three dates marked on many a shoppers’ calendar. And why not? There is honestly so much bold and CAPS happening. On mailed flyers. In emails. On websites. In storefronts. It’s like retailers collectively decide to work together to tell you: “GO SHOPPING. PLEASE.

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Getting Paid to Monitor Your Health.

Don’t waste your hard-earned benefits.

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Not so long ago, I was living in the proverbial millennial malcontent. Underpaid, underemployed, and feeling defeated. Whatever jobs I secured were usually on a part time or contract basis and missing things like benefits, vacation time, or sick days.

Even though I was young and healthy (I like to imagine I still am J), the reality was that I was always scared. Scared of the flu. Scared of slipping on ice and hurting myself. Scared of needing emergency dental surgery. I was acutely aware that any illness or injury could keep me unemployed and even more cash strapped.

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Quintupling My Salary in 7 Years

From $20K to $110K.

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I remember staring at my bank account in 2011.

It was pay day and I had received my meagre $800 paycheck for two weeks of full time work. I had no benefits, no vacation time, no overtime pay – nothing but a small suitcase of stuff and my fellow broke colleagues. I’m pretty sure we ate Kraft Dinner.

This was my reality that I lived in for a year working in the arts. But that $20,000 salary experience was invaluable. It taught me frugality and gave me the ambition and drive to generate a higher income.

*Note: This post focuses on strictly my career after graduation. But if you’d like to know –  I worked in retail for about 4 years throughout my Bachelor’s degree renting out DVDs (Gasp!). Yes. I am a dinosaur. I also had a job one summer where I temporarily paused my retail job to dress up as a character at a tourism place and made an insane $29 an hour. That’s another story, though.

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November 2017 Financial Update

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November. The worst month of the year. Dreary. Long. And full of consumerist temptation in the form of Black Friday and Christmas shopping.

Spending went up, thanks to some of that shopping but all in all I had an amazing month. I got a job offer for a new gig with a 24% increase in salary which I start in December, scored a semi-kind of bonus at work, and got offered a side hustle speaking gig for 2018. All in all, that gave me a savings rate of 69.22% despite spending $2554.23.

So dreary? Yes. But life goals are chugging along just fine.

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