I quit my cushy, safe, government job.

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My career has not developed in the way I initially imagined. Let me explain: I started out in the arts and the entire time I used to proudly declare: “I’m going to change things! I’m going to make this business more sustainable and accessible for everyone!”

That passion drove me to work in an arts centre below minimum wage just so I could attempt to network. It drove me to do an MBA. But when I got out of school, social mandate in my back pocket, ready to preach as if it were gospel, nobody cared.

Continue reading “I quit my cushy, safe, government job.”

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I Got My Six Figure Salary. Then I Inflated My Lifestyle!

Making more = Splurging more.

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Aspiring to be frugal is a funny thing. For all my posting about how I stay entertained in downtown Toronto on the cheap to how by despite making more money nothing in my lifestyle would change, reality sure has been different.

For context, when I changed jobs, my salary jumped a whopping 22%. When I saw the offer letter, I immediately thought to myself: “Yay! Expedited FIRE here I come!”

Well, as nice as that aspiration has been, my spending from January to June 2018 has gone up 21% compared to all of 2017. Mathematically speaking, 21% of a monthly spend versus 22% of an annual increase is kind of like comparing apples to oranges, but nonetheless I realized I’ve basically inflated my lifestyle without even knowing it.

Starting in January financial update post I was making up plenty of reasons why my expenses had gone up, ranging from Christmas gifts, to the need for new shoes, to suits, etc. But all that was a list of excuses. I’m spending more and I think today is the day I’ve figured out why.

Continue reading “I Got My Six Figure Salary. Then I Inflated My Lifestyle!”

October 2018 Financial Update

Slowing growth.

October 2018

October was a rough month for many of us – shares dipped globally, meaning everyone’s net worth was largely flat, mine included.

This month I spent $2187.34, for an incredible 66.35% savings rate with a net worth gain of $2051.62. This should really increase next month when I start a new job with an added signing bonus!

Continue reading “October 2018 Financial Update”