A very late update – but I’ve been ultra-busy. New job, new hobbies (I blame you free Xbox I won from work!) have kept me away from reflecting on my finances. Bad, eh?
In January, I spent $1869.07 for a savings rate of 73.36% with a net worth gain of $12,707.28. Yes – that’s absolutely huge, but a lot of it has to with the recovering markets after a tough December, not to mention my new job’s generous compensation package which includes all sorts of frills like stock incentives, RRSP match, etc.
|Subscriptions||$4.99 because I just got Spotify – and my student email still works on it =)|
Dating ($103.21) – Saw a concert and had an expensive dinner. Dan Mangan is awesome.
Entertainment ($48.69) – One dinner with some friends. Stayed in the rest of the time and played Xbox.
Fitness ($30.33) – Went twice. Ugh.
Food ($257.28) – Had some hangover leftovers from the holidays and cooked a lot. Made an active attempt to reign in spending after a frivolous Christmas.
Gas ($61.81) – A tank of gas visiting my girlfriend’s mother in Waterloo and friends north of the city.
Gifts ($40.00) – A friend’s birthday gift contribution.
Grooming ($40.00) – Two haircuts.
Medical ($8.59) – One massage, covered in part by workplace benefits.
Supplies ($44.20) – Multitude of cleaning supplies.
Transit ($90.00) – It’s winter time almost. No more cycling these days.
Investment Income (+$398.03)
Inclusive of savings accounts, realized gains and dividend income, I netted $398.03 passively.
Net Worth Update (+$12,707.28)
My net worth increased to $287,742.74. I’m wondering if I’ll be able to hit $300K by end of the month. We’ll see!
Other Financial Updates
- 2018 in Review
- October 2018 (+$2051.62)
- September 2018 ($704.09)
- August 2018 (+$13,550.51)
- July 2018 (+$5,541.97)
- June 2018 (+$5,167.43)
- May 2018 (+$3,997.18)
- April 2018 (+$2,884.10)