February in Toronto frankly has been appalling. Several winter storms. Freezing cold. Limited daylight.
But I suppose the upside in all of this is that being kept indoors really limits your chance to spend money unnecessarily. This February, I sent a low-spending record of $1846.53 for a savings rate of 75%! Here’s what that looked like:
Dating ($97.41) – One very fancy brunch at Emma’s Country Kitchen, a dinner we went Dutch on, and some coffees and teas interspersed. We’ve mostly dated by watching Netflix Blue Planet II.
Entertainment ($60.79) – Met some friends for dinner, had others over for a pizza party and bought snacks.
Fitness ($30.33) – Went twice.
Food ($305.59) – Had some expensive lunches at work, thanks to Poke Bowls. Otherwise, pretty much on track here.
Gas ($50.82) – A tank of gas visiting my girlfriend’s mother in Waterloo and seeing my parents.
Gifts ($9.04) – A very expensive card for Valentine’s Day (I left it last minute…)
Grooming ($24.00) – One haircut.
Networking ($10.17) – Met someone for a drink.
Supplies ($19.20) – Over the counter meds.
Transit ($90.00) – Self explanatory. Walked a lot.
Investment Income (+$147.42)
Inclusive of savings accounts, realized gains and dividend income, I netted $147.42 in February, for $545.45 on the year passively.
Net Worth Update (+$9452.49)
My net worth increased to $297,195.23. The new higher paying job certainly makes the month to month leap that much bigger, along with overall market gains.
Other Financial Updates
- January 2019
- 2018 in Review
- October 2018 (+$2051.62)
- September 2018 ($704.09)
- August 2018 (+$13,550.51)
- July 2018 (+$5,541.97)
- June 2018 (+$5,167.43)
- May 2018 (+$3,997.18)