Blogging: One Year Later

I made it!

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It’s officially been one year since I started blogging here on Stretching My Money. Did I think I’d make it this far? Definitely not. But here I am, one year later!

In that time, I’ve written about many things, ranging from net worth updates, travel, favourite board games, and even our mortality. Who says personal finance blogs can venture into new territory?

In that time, I have personal favourite posts that resonated with many of you, and others that didn’t. But heck – this is my anniversary so I’m going to list my favourite posts from the past year, regardless of the number of views:

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I’m a Cold-Blooded Bastard.

And why I don’t lend money.

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It was 11:00PM on a Friday and I heard a ping on my phone. Swiping up to see the notifications, a message from an old friend, one I hadn’t seen or spoken to in 4 years.

“Hey man, I’m having some cash flow issues. I’m hoping I can borrow $50 to get to work tomorrow and park. I’ll have a paycheck to pay you back on the 18th.”

Continue reading “I’m a Cold-Blooded Bastard.”

The Math Supporting Living with Roommates

But it’s always just temporary.

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I lied awake one night staring at the ceiling. Here I am, 28 going on 29, lying on an my lowly Ikea futon bed, listening to my early 20-something year old roommate blast music just outside my door and hoping that miraculously the landlord will maybe turn up the heat so the apartment isn’t so cold.

At the time, I muttered to myself: “What is my life? I have a good job, I’m getting older, and here I am in this dingy apartment dealing with this.”

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My depression over trying to reach FIRE.

Why I haven’t felt 100% these past few weeks.

I’ve been feeling low the past few weeks and I didn’t know why at first. Everything was going fine: new job was chugging alone just fine, my savings rate increased up to 15% with the salary increase, I was eating significantly healthier, and family and social life remained strong. Yet, for whatever reason, I couldn’t shake a little feeling in my body that what my life was up to wasn’t good enough.

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Decluttering My Life

What frugality has taught me.

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Not my desk. But my schedule and time felt this way: messy.

“Albert – you know what should happen when people make more money? They spend more. You make six figures and you’re using a cell phone plan from the 90s.”

This was a greeting comment from my friend after I was delayed in responding to a What’s App conversation regarding dinner plans. (Rationale? I don’t have push notifications. It consumes your data plan unnecessarily.)

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What Improv Classes Taught Me About Life (and Lifestyle)

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I took my first ever improv class in the summer of 2016. As someone with a theatre degree working a menial public sector job, it felt right. At work there were so many rules, so many “nos”, and a culture of conformity, not individuality.

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We Will All Feel the Financial Pinch

Money will inevitably get tighter. Always.

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My sister confided in me how difficult her life is to keep financially afloat. A kid in daycare. Car payments. A mortgage. Flat income growth. This was a woman who was living the life not less than 5 years ago, living rent-free at home, making almost six-figures and saving close to 95% of her take home pay. Now? Not so much.

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