Staying Entertained in Toronto on the Cheap.

How I keep my entertainment expenses in check.

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Last month, my company had a staff event: dinner followed by a Jays game – all expenses on the attendee of course, since we’re in the public sector.

As the ambitious worker bee who understands the value of networking (it’s how I’ve literally gotten every job I’ve worked), I woefully signed up. By the end of the night, I had spent close to $60 combined on the ticket, one concession item, and dinner and a drink at the fancy Rec Room. $60! My girlfriend then reminded me that really isn’t that much relative to other people.

Continue reading “Staying Entertained in Toronto on the Cheap.”

Got plans for retirement? Don’t wait till 65.

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My girlfriend’s parents are lovely people. They did everything right. They worked hard, raised a wonderful family, and saved and invested diligently. They met all of their financial goals, having saved enough to retire, send their kids off to their own lives, and travel the world.

Then the worst news imaginable happened.

Continue reading “Got plans for retirement? Don’t wait till 65.”

Even though I have a pension, I still buy bonds.

Bonds are boring and safe. Boring and safe can be good.

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The boring but essential investment.

I’m pretty freaking lucky to be part of defined benefit pension plan, one of those things that used to exist much more broadly 30 years ago.

Continue reading “Even though I have a pension, I still buy bonds.”