He makes his cup of Joe in a French press twice a day with incredible meticulousness. First, he coarse grinds his beans at his desk by hand with a little manual machine. Then he puts it in his press, pours boiling water in it and gives it a stir. He waits precisely 4 minutes to the second before pushing down on the plunger and pouring the brew into his mug, mixing it with some hot milk he has just microwaved. It’s an absolute symphony to watch the preciseness of it all. It’s also so much damn work.
Me? I watch it in bemusement with my cup of drip Kirkland brand coffee. It’s the cheaper and easier way to get what I want – just like my investments.
I’m a risk averse person. I don’t bike in the city, I don’t enjoy jumping into water, and I don’t even dare go ten above the speed limit (put me in the slow lane, thanks very much). When it comes to my investments, it’s very much the same thing.
The last month of summer came and went, and with it went $2046.37 in expenses, inclusive of higher entertainment, dating, and food costs. With fall approaching, sometimes you just have to cram in missed opportunities, right?
My savings rate of my take home pay for this particular month was 56.9%. Not quite as good as August last year, but a number I’m still quite happy with.
To my surprise, this casual offhand tweet received 24 likes – now I know, that’s not necessarily Lady Gaga numbers, but clearly the concept of board games is one that resonates with many of us since they’ve been a staple of everyone life at some point another. Some side conversations started about which ones people played so I thought: “Hey! I know a lot about board games games, why don’t I post about it?”
How I completed a 20-month MBA without a significant change in my net worth.
Back in 2012, I made a decision that accelerated my career and income potential. I did an MBA. Three letters that mean: smart, employable, qualified.
The source of this big leap back into academia originated during my job as a project coordinator. I would sit in meetings with project managers and it was very obvious that they all made way more than me. After some LinkedIn stalking, I found that they all had business degrees.
Being prospective home buyer in the city is disheartening. Despite numerous efforts by the Ontario government to try and cool prices, the average home in the Toronto region still sits at just under $750,000. So sure, while home prices dropped 19% from April to August, prices still rose a total of over 33% in the first quarter alone. Real estate is still a rip-off in this town, even the condo market.
Yet every day, a common discussion amongst some of my millennial friends is the lingering sadness that they’ll “never be able to afford a house.” My question to them is “why the desperation?”